Savings

Sika Demo Fixed Account

Money you will not need for a while, placed for a fixed term and earning more than it would sitting in an everyday account. You agree the term at the start and the rate is set for its length.

Who it’s for

Built for the way people actually earn

  • Money with a date on it

    Funds already earmarked for something months away, rather than day-to-day spending.

  • Wanting a known return

    A rate agreed at the start, so you know what it will be worth at the end.

  • Businesses holding reserves

    Putting idle cash to work over a period the business can plan around.

How it works

From application to money in hand

  1. Choose your term

    Decide how long the money will be placed for.

  2. Agree the rate

    The rate is fixed for the term and confirmed before you commit.

  3. Place the funds

    Transfer in from your Sika Demo account or another bank.

  4. Maturity

    At the end of the term, take the funds and interest, or place them again.

What you’ll need

Have these ready

Applications move faster when everything is to hand. If something is missing, start anyway and Sika Demo will tell you what else is needed.

  • Ghana Card
  • An existing Sika Demo account
  • The funds to place

Ready when you are

Open Sika Demo Fixed Account with Sika Demo, or talk it through with someone first — whichever suits you better.

Sika Demo Fixed Account | Sika Demo Bank