Credit
Sika Demo Nano Loans
A small, short loan for when the gap is days rather than months. You apply on your phone and, once approved, the money arrives on your mobile money wallet.
- Amount
- GHS 50 – 1,000
- Your limit depends on your history and is assessed for each application.
Who it’s for
Built for the way people actually earn
Bridging a short gap
A bill that lands before the money does, and is repaid as soon as it arrives.
Restocking a small business
Buying stock now to sell this week, without pledging anything as security.
Building a credit record
Starting small and repaying on time, so larger credit is available later.
How it works
From application to money in hand
Apply on your phone
A short form. No paperwork to bring in.
Get a decision
Assessed against your account history and repayment record.
Receive the money
Paid straight to your mobile money wallet on approval.
Repay
Repay from your wallet on the agreed date. Repaying on time raises what you can borrow next.
What you’ll need
Have these ready
Applications move faster when everything is to hand. If something is missing, start anyway and Sika Demo will tell you what else is needed.
- Ghana Card
- An active mobile money wallet
- A Sika Demo account in good standing
Ready when you are
Open Sika Demo Nano Loans with Sika Demo, or talk it through with someone first — whichever suits you better.
